Ambit Asset Liability Management (ALM)
In a market where interest rate rises could ultimately lead customers off the banking book, dynamic and forward-looking balance sheet management can help banks manage both basis risk and the potential, associated impact on their liquidity. With an internal risk measurement and pricing system, SunGard’s Ambit Asset Liability Management (ALM) can help not only minimize liquidity risk, but also guide the balance sheet in the right strategic direction, through funds transfer pricing.
Providing an integrated risk management solution that enables full and multi-dimensional analysis of the balance sheet, Ambit Asset Liability Management (ALM) also allows banks to model customer behavior, economic valuation, interest rate scenarios and a wide range of other variables, easily and accurately. In so doing, it will help them optimize both the size and use of their surplus cash reserves – releasing strategic cash for revenue generation.
Ambit Asset Liability Management (ALM) components are:
SunGard’s Ambit Risk & Performance Management solution provides banks with a suite of software to improve risk management for banking. An Ambit liquidity risk solution helps banks minimize the exposure to risk and the cost of liquidity risk. Ambit’s risk management solutions help banks to better manage risk-adjusted performance. Credit risk management solutions provide tools and intelligence for better lending decisions. Ambit Asset & Liability Management provide funds transfer pricing and solutions to help manage asset liquidity risk, as well as tools for gauging return on equity capital to get an accurate view of return on risk capital (RORC), and help manage increasingly complex regulatory compliance standards.